Mobile app Taxify has launched Taxify Cover, a customised insurance package for partner drivers and riders.

Uchenna Chukwuebuka Okafor, Operations Manager in Lagos, said traditional insurance covers vary from driver to driver and do not cover a rider's belongings.

In the event of an accident, riders had little choice but to contend with different insurance companies for compensation.

"Before the introduction of Taxify's Cover, riders who depend on the vehicle comprehensive insurance to settle liabilities have been disappointed as these policies do not totally cover accident and personal effect liability," said Okafor.

"To ensure an added layer of safety during trips, we partnered with Autogenius and Aiico insurance PLC to provide industry leading insurance coverage to our driver partners and riders on all Taxify trips," he added.

Driver partners who already have personal comprehensive cover can still take advantage of the Taxify Cover and protect their rider's personal effects, or opt for comprehensive cover if they have third party insurance or no insurance at all.

"Should they lose their assets or should such assets be damaged either as a result of an accident or assault, the cover also makes provisions for that. So phones and tablets can be replaced or repaired," Okafor said.

Although Okafor did not want to divulge plans for other markets, he did say the company could launch the service in other regions. "Safety of riders and driver-partners during trips is a priority at Taxify. The local teams in these countries would definitely have something cooking," he concluded.