Software Group, a global technology company with African headquarters in Kenya, and Bluecode Africa, a mobile payment solution provider, team up to bring innovation in the payment services across Africa.

Bluecode is a domestic payment scheme linked to international settlement using mobile payments, independent of the legacy plastic cards. It provides a payment solution on any phone, with the key focus on driving financial inclusion with a payment solution designed for emerging markets.

The solution helps SMEs and micro-enterprises grow their business without needing POS terminals and makes their business more bankable. Other advantages are that no personal data about the customer is transferred; it stays with the bank or funding source. It is not stored on any device, neither by Bluecode, nor on the customer’s phone, providing a simple and safe transaction journey. The solution is available for smartphones and feature phone payments either online or offline.

Bluecode carries deep domain knowledge in the payment services industry. Combined with the vast expertise of Software Group in digitalisation and integration solutions, both partners will enable banks to drive effective financial inclusion strategies and be far more efficient and competitive within the African market.